General Guidance: Selling or Refinancing with Solar
Regardless of your provider, a few universal rules apply when selling your home or refinancing your mortgage with solar.
If You're Selling Your Home
Notify Early
Notify your solar finance provider as soon as you have a potential buyer — do not wait until closing. The paperwork takes time, and the seller remains financially responsible until the transfer is fully completed.
Know Your Options
For lease/PPA customers, there are typically three paths:
- Transfer the agreement to the buyer (most common)
- Buy out the system outright
- Prepay the remaining balance (in some cases)
For loan customers, the most common path is paying off the loan at closing, though some lenders allow assumption by the buyer subject to credit approval.
Inform Your Real Estate Agent
Your real estate agent should be aware of the solar agreement early in the process, as it will appear on title and requires handling before closing.
If You're Refinancing
Start Early
Start the conversation with your solar provider at the beginning of the refinancing process, not at the end.
What Your Lender Needs
For loans: Your mortgage lender will need confirmation of the equipment lien.
For leases and PPAs: They will typically need a subordination or consent letter from your solar finance company.
This is a standard request and most providers handle it routinely — but it does take time, so don't leave it to the last minute.
Need Help?
If you need help navigating any of this, our Customer Success team is happy to assist.
- Phone: 800-203-4158
- Email: Via the Venture Home app
- Webchat: Available on our website during business hours